Prospective homeowners are evaluated using four criteria:

  • Need for decent, affordable housing –
    • Family is currently living in poverty or substandard housing
  • Willingness to partner with Gadsden-Etowah Habitat for Humanity –
    • Family must volunteer minimum 300 sweat equity hours which includes Homebuyer Education Classes
  • Ability to repay a zero percent interest mortgage –
    • Family’s income must be 30% to 75% of median family income for Etowah County.
  • Resident of Etowah County for at least one (1) year –
    • Family must have lived in Etowah County for minimum one year.

Pre-Screening Form

Homeownership Promotes

  • Family Stability
  • Self Sufficiency
  • Civic Responsibility
  • Positive Economic Impact
  • Neighborhood Revitalization
  • Educational Achievement
  • Career Advancement
  • Healthy Living Environment
  • Strong Communities