Prospective homeowners are evaluated using four criteria:
- Need for decent, affordable housing –
- Family is currently living in poverty or substandard housing
- Willingness to partner with Gadsden-Etowah Habitat for Humanity –
- Family must volunteer minimum 300 sweat equity hours which includes Homebuyer Education Classes
- Ability to repay a zero percent interest mortgage –
- Family’s income must be 30% to 75% of median family income for Etowah County.
- Resident of Etowah County for at least one (1) year –
- Family must have lived in Etowah County for minimum one year.
Homeownership Promotes
- Family Stability
- Self Sufficiency
- Civic Responsibility
- Positive Economic Impact
- Neighborhood Revitalization
- Educational Achievement
- Career Advancement
- Healthy Living Environment
- Strong Communities